Police seize uninsured vehicle in Co Antrim as driver and owner handed 12 points and £410 in fines

Police in Ballymoney have issued a fresh warning to motorists after an uninsured vehicle was taken off the road, leaving both the driver and the owner with a combined 12 penalty points and £410 in fines.

Officers from the Ballymoney and Moyle Neighbourhood Policing Team (NPT) stopped the car earlier today as part of ongoing road safety checks.

During the stop, police established that the person behind the wheel had no valid insurance to drive the vehicle — and the owner, who was sitting in the passenger seat, had permitted the offence to take place.

A PSNI spokesperson said:

“One car…12 points & £410 of fines.”

The spokesperson added:

“Today officers from Ballymoney and Moyle Neighbourhood Policing Team (NPT) took yet another uninsured vehicle off the road.”

Police reminded vehicle owners that they are legally responsible for ensuring anyone driving their car is insured. The spokesperson said:

“Do you ever let someone else drive your car? Well if you do, make sure they have insurance!”

Checks carried out at the roadside confirmed that neither party met the required insurance conditions.

“As a result of a check on Police systems this stopped vehicles owner was in the passenger seat and was permitting their friend to drive without any insurance,” the PSNI said.

Both individuals were issued with fixed penalty notices — one for Driving Without Insurance and the other for Permitting No Insurance.

According to the PSNI:

“Both the driver and owner were issued separate fixed penalty notices. One for Permitting No Insurance and one for Driving Without Insurance. Both tickets came with 6 points for each person and a £205 fine for each person too.”

Police described the incident as “An expensive day out that could’ve been very easily avoided! Don’t risk your licence, and drive insured!”

The car has now been removed from the road.

The PSNI continues to run targeted operations across Northern Ireland aimed at improving road safety and reducing uninsured driving — an offence that can lead to points, fines, vehicle seizure, and in some cases, prosecution.